Bankruptcy Attorney in Glendale
If you are facing overwhelming debt in Glendale, bankruptcy may offer a path to financial stability. Our experienced attorneys provide virtual bankruptcy services, allowing you to complete the process remotely with expert guidance.
Understanding Your Bankruptcy Options
Bankruptcy can help individuals eliminate or restructure debt. Understanding the difference between Chapter 7 and Chapter 13 bankruptcy is crucial when considering your options.
- Chapter 7 Bankruptcy – Eliminates most unsecured debts, such as credit card balances and medical bills, giving you a financial reset.
- Chapter 13 Bankruptcy – Allows individuals with regular income to develop a structured repayment plan, preventing foreclosure and repossession.
Benefits of Filing for Bankruptcy in Glendale
Filing for bankruptcy provides immediate legal protections and long-term financial benefits:
- Stops creditor harassment and collection calls.
- Prevents wage garnishments and bank levies.
- Halts foreclosure proceedings, allowing homeowners to explore repayment options.
- Discharges eligible unsecured debts, offering financial relief.
- Gives individuals the opportunity to rebuild credit over time.
Who Qualifies for Bankruptcy?
To file for Chapter 7, you must pass a Means Test, which compares your income to the Arizona state median. Chapter 13 is available for those with regular income who want to repay debts under court supervision. Our attorneys assess eligibility and guide clients through the process.
How Our Virtual Bankruptcy Services Work
Our law firm offers a streamlined virtual bankruptcy process, allowing clients to receive professional legal assistance from the comfort of their homes. The process includes:
- Initial consultation to discuss your financial situation.
- Preparation and review of bankruptcy documents.
- Electronic filing of your bankruptcy petition.
- Legal representation throughout the process.
Schedule a Free Bankruptcy Consultation
If you are considering bankruptcy, speaking with an attorney can help you determine the best course of action. Contact us today for a free consultation and take the first step toward financial relief.
Schedule Your Free Consultation
Complete the form below to speak with an experienced bankruptcy attorney.
Frequently Asked Questions
How do I know if I qualify for bankruptcy?
To file for Chapter 7, you must pass the **Arizona Means Test**. Chapter 13 is available for those with regular income who need a structured repayment plan.
How long does bankruptcy take?
**Chapter 7 bankruptcy** typically takes **3-6 months**, while **Chapter 13** can last **3-5 years** depending on the repayment plan.
Does filing for bankruptcy stop creditors from calling?
Yes. Once you file for bankruptcy, an **automatic stay** is issued by the court, stopping creditor harassment, wage garnishments, and collection calls.
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