Bankruptcy Attorney in Chandler

If you are struggling with overwhelming debt in Chandler, Arizona, filing for bankruptcy may provide a path to financial relief. Our experienced attorneys offer virtual bankruptcy services, allowing you to complete the entire process remotely.

Understanding Your Bankruptcy Options

Bankruptcy is a legal solution that can help individuals eliminate or restructure debt. Understanding the difference between **Chapter 7** and **Chapter 13** bankruptcy can help you make an informed decision.

Chapter 7 Bankruptcy – A process that eliminates most unsecured debts, such as credit card balances and medical bills, giving you a financial reset.
Chapter 13 Bankruptcy – Allows individuals with regular income to develop a structured repayment plan, preventing foreclosure and repossession.

Who Qualifies for Bankruptcy in Chandler?

To file for **Chapter 7**, you must pass a **Means Test**, which compares your income to the Arizona state median. **Chapter 13** is available for those with regular income who want to repay debts under court supervision. Our attorneys assess eligibility and guide clients through the process.

How Our Virtual Bankruptcy Services Work

Our law firm offers a streamlined **virtual bankruptcy process**, allowing clients to receive professional legal assistance from the comfort of their homes. The process includes:

Initial consultation to discuss your financial situation.
Preparation and review of bankruptcy documents.
Electronic filing of your bankruptcy petition.
Legal representation throughout the process.

Schedule a Free Bankruptcy Consultation

If you are considering bankruptcy, speaking with an attorney can help you determine the best course of action. Contact us today for a **free consultation** and take the first step toward financial relief.

Schedule Your Free Consultation

Complete the form below to speak with an experienced bankruptcy attorney.

Frequently Asked Questions

How do I know if I qualify for bankruptcy in Chandler?

To file for Chapter 7, you must pass the **Arizona Means Test**. Chapter 13 is available for those with regular income who need a structured repayment plan.

How long does bankruptcy take?

**Chapter 7 bankruptcy** typically takes **3-6 months**, while **Chapter 13** can last **3-5 years** depending on the repayment plan.

Does filing for bankruptcy stop creditors from calling?

Yes. Once you file for bankruptcy, an **automatic stay** is issued by the court, stopping creditor harassment, wage garnishments, and collection calls.

Nearby Cities We Serve

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